For any business project: start-up, acquisition, growth, modernization or consolidation.

Loan up to $300,000 per business.

Loan with or without guarantee with interest established according to the risk of the project.

*Certain conditions apply.

👉 For information contact Johanne Lamy at 819 228-5921 # 3802

Are you between 18 and 39 years old and do you have a business project?

• For any business start-up, acquisition, modernization or expansion project
• Personal loan from $5,000 to $25,000 per promoter(up to 2 promoters per company, max $50,000 per company)
• Interest-free loan for 2 years

*Certain conditions apply.

👉 For information contact Johanne Lamy at 819 228-5921 # 3802

To accelerate the green shift of small businesses in Quebec regions by facilitating the adoption of eco-responsible practices or the implementation of clean technologies within businesses, such as optimizing energy efficiency or residual materials of SMEs or reducing their greenhouse gas emissions.

Personal loans

Minimum: $10,000 / company

Maximum: $50,000 / company

Interest-free period for the first 24 months.

Capital moratorium for the first 3 months.

*Subject to availability of funds and until the Green Strategy Fund is exhausted.

👉 For information contact Johanne Lamy at 819 228-5921 # 3802

To facilitate the transfer of businesses in the region, both for internal and family succession and for the acquisition of businesses.

Personal loans

Minimum: $10,000 / company

Maximum: $50,000 / company

Interest holiday for the first 24 months.

Principal moratorium for the first 3 months.

*Subject to the availability of funds and until the Transfer Strategy Fund is exhausted.

👉 For information contact Johanne Lamy at 819 228-5921 # 3802

To accelerate the digital transition of small businesses, such as the implementation of management systems (CRM, ERP), process automation, robotics, home automation or even the optimization of IT security.

Personal loans

Minimum: $10,000 / company

Maximum: $50,000 / company

Interest holiday for the first 24 months.

Principal moratorium for the first 3 months.

*Subject to availability of funds and until the Digital Strategy Fund is exhausted.

👉 For information contact Johanne Lamy at 819 228-5921 # 3802

Would you like to acquire a business?

• Loan to acquire assets or shares in a business
• Possibility of a 24-month capital moratorium

*Certain conditions apply.

👉 For information, contact Johanne Lamy at 819 228-5921 # 3802

Do you want your business to become eco-responsible?

• Loan to reduce greenhouse gases, improve energy efficiency, reduce waste, etc.
• Possibility of a 12-month capital moratorium
• Financing up to 100% of eligible expenses

*Certain conditions apply.

👉 For information, contact Johanne Lamy at 819 228-5921 # 3802

Would you like to renovate your commercial building?

• Loan to improve a building
• No tangible collateral required

*Certain conditions apply.

👉 For information, contact Johanne Lamy at 819 228-5921 # 3802

Want to improve your company’s communication tools?

• Loan for the purchase of IT equipment, software, website, transactional site, CRM, etc.
• Possibility of a 12-month capital moratorium
• Financing up to 100% of eligible expenses

*Certain conditions apply.

👉 For information, contact Johanne Lamy at 819 228-5921 # 3802

Do you want to get into food processing?

• Loan for product development, equipment purchases, or other needs
• Interest rate tailored to the sector

*Certain conditions apply.

👉 For information, contact Johanne Lamy at 819 228-5921 # 3802

Do you want to improve your employees’ working environment and conditions?

• Loan for improvements or new facilities (kitchen, break area, gym, etc.)
• Financing up to 100% of eligible expenses

*Certain conditions apply.

👉 For information, contact Johanne Lamy at 819 228-5921 # 3802

The Flexiprêt fund for women offers financial assistance in the form of loans to help part-time women entrepreneurs (flexipreneures) carry out their business acquisition, succession, start-up, and growth projects. It also offers free support and customized activities designed to meet the specific needs of flexipreneures.

Are you a Flexipreneure?

A flexipreneure is an individual whose current or planned entrepreneurial activities do not (or will not) represent a full-time occupation, meaning they combine their entrepreneurial activities with another occupation (employment, family care, retirement, etc.). Flexipreneurs are also people whose business is seasonal and who have another occupation the rest of the year.

Amounts of Financial Assistance Available

• Personal loan up to $25,000 (maximum $50,000 per business)
• 24-month interest holiday

*Certain conditions apply.

👉 For information, contact Johanne Lamy at 819-228-5921 # 3802